VERNAM - THE FUTURE OF INSURANCE PROCESS ON THE BLOCKCHAIN.
WHAT IS VERNAM?
In the world of modern insurance, you will be introduced to a new platform that is more sophisticated than the previous platform. Vernam, is a platform that has a blockchain ecosystem providing services in terms of insurance with very safe and new. Vernam claims itself as a future of the insurance process by putting the technology of blockchain in good stead.
To provide feedback to Vernam loyal users, the customer will be given rewards. This reward is given in the form of a digital token called VRN. This commission enables the growth of companies and users very quickly and well. Vernam's vision is to be a competitive rival by favoring blockchain-based insurance with a flagship product of C2C or Crypto to Crypto.
Vernam also assures users that its flagship product will not be severely affected by applicable laws and regulations. Every part in Vernam will be given convenience and get compensation in the form of cypto currencies or in VRN tokens.
WHAT IS THE PROBLEM VERNAM RESOLVED?
Vernam devised an innovation that is not just an online insurance model. with the same method of winning customers' interest through brokers and agents, Vernam tries to introduce a better insurance product. Not only that, the partners will get the space to distribute the products by building companies and organizing their business.
There is a data obtained by the British Bankers' Association, regarding the level of public perception of insurance products offered by brokers. In fact, only as much as 25% of total respondents claimed to have received an offer on insurance products that are convenient. Some cases indicate that the main problem lies in the non-transparency of pricing policies and their processes in financial determination.
The problem of financial transparency decreases customer loyalty. However, here is the role of Vernam to overcome the problem. Lack of transparency is the most important problem to be solved. Therefore, Vernam carries blockchain technology related to the peer to peer system. Directly, blockchain will increase this unjust transparency.
The goal of Vernam is to create a solution to the problem of transparency of legal policies and to optimize insurance rates. In addition, Vernam also has a mission to regulate and improve insurance services. So as to create a fair, honest, and reliable insurance climate for all users.
VERNAM'S PLATFORM
In achieving Vernam's goals and vision to improve the welfare of insurance users, Vernam utilizes Blockchain technology. Blockchain supports a decentralized insurance system that provides benefits to every part of insurance such as customers and providers. Vernam will manage the network of every brokers so it is only operated by marketplace, supported by C2C system.
Not only that, to improve performance, Vernam will provide Vernam token or VRN to enable the insurer to continue operating properly. Blockchain will create a safe climate in storage and money transfer. The user identity and transaction history will be safely and securely maintained. In addition, Vernam will ensure that data can not be manipulated by anyone or even no interference from other parties.
VERNAM’S TOKEN AND SALE
Like other leading platform companies, Vernam is supported by ERC20-based ethereum technology. Vernam Token or VRN will be given to users in the form of intensive or reward. However this digital token does not become an obligation in purchasing digital insurance in Vernam. Alogarithm in Vernam system will change payment using flat currency to cryptocurrency that is token of VRN.
Users who have enough vernam tokens can purchase one of the leading products named Cryptosafe which has a smart contract. Cryptosafe or CS provides secure (end-to-end), fast, and also automated services. Risk assessment will be addressed using math and statistics but still transparent through smart contract, where there is no third party.
VRN Token will be created as many as 1000,000,000 VRN with hard stamp of 500,000,000 VRN. 50% token will be sold in Vernam Token Sale. 20% will be allocated for Cryptosafe financing. 15% will be allocated to the team as well as the founders. 3% is allocated for airdrop and bounty. Then 5% of VRN token will be allocated for pool liquidity. The rest of total token (7%) will be allocated to advisers and ambassadors.
Token sale will he held firstly in May 8, 2018 soon in 49 days. Vernam will give rewards for buyers and investors. To minimize "token dump", tokens that have been sold after the "three hot hours" stage will be locked. This dump token usually occurs after the token is sold. The proceeds from the sale of all tokens will be allocated to various sectors.
Arround 25% of sales of VRN tokens will be allocated for the development of the VRN platform. 30% token will be used in marketing. While 25% of total tokens will be allocated for legal and administration. And the rest, which is 20% of total sales used for community growth. The revenue sharing is expected to give a good effect on all components of Vernam.
VRN Token is planned to experience good growth along with the increasing number of insurance users. This will happen because Vernam continually strives to provide the best services and facilities that benefit all users. Therefore, Vernam is the right place to invest and save funds for insurance.
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AUTHOR: Mario222
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